David Lewis

David Lewis

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$1,090,000

($792,212 down)
FHA

2225 Clayton Circle, Superior, CO 80027

4
4
4,040 sqft
PITI Monthly
$3,977.16 /mo

Listing courtesy of: Justen Staufer, Staufer Team Real Estate

Assumed Rate

7.25%
7.15%

Principal & Interest

$2,887 /mo
$2,859 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
FINISHED BASEMENT
FLEX SPACE
PLAYGROUND
COZY

This beautifully updated James model sits on the sought-after, serene Clayton Circle-just steps from SES, North Pool, sports courts, playgrounds, dining, groceries, and scenic trails, all accessible without crossing major streets. The bright, airy family room features soaring ceilings, plantation shutters, and expansive windows, perfect for entertaining. Gorgeous hardwoods flow through the main level, which also offers a spacious office, formal dining, and a cozy living room ideal as a music or flex space. The modern kitchen opens to a lush backyard oasis with French doors, a dog run, storage shed, and vibrant landscaping full of ornamental pears, lilacs, and perennials. Upstairs includes four bedrooms, a laundry room, and a generous primary suite with a 5-piece bath and large walk-in closets. The finished basement boasts a 3/4 bath, bar, gym, and rec-room with space to add a guest bedroom. Recent upgrades include new paint, trim, metal railings, furnace, water heater, gutters and downspouts, and a 50-year roof.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.25
Remaining Loan Term
13 years, 7 months
Monthly PITI
$3,977.16/mo
Estimated Loan Balance
$687,678
Cash to close
$792,212
Interest Paid
$444,421

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1996
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: Rock Creek Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Rock Creek Master HOA
  • HOA Amenities: Unknown
  • HOA Fee: $299.78
  • HOA Frequency: $Annually
Location
  • Region: Superior

Financial Details

  • Price per Sqft: $269.8
  • Tax Annual Amount: $5880
  • On Market Date: 2025-04-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $792,212 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $792,212!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.25% Sellers Rate
$297,788
Your Cash:$792,212
Total Purchase Price:$1,090,000

Assumed vs Traditional Mortgage

Assumed @ 7.25%
$2,887/mo
Traditional @ 7.15%
$2,965/mo
You save $78/month ($935/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1031409

Listing From: recolorado

Last updated: 2025-04-18T16:02:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.25%
7.15%

Principal & Interest

$2,887 /mo
$2,859 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $792,212 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $792,212!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.25% Sellers Rate
$297,788
Your Cash:$792,212
Total Purchase Price:$1,090,000

Assumed vs Traditional Mortgage

Assumed @ 7.25%
$2,887/mo
Traditional @ 7.15%
$2,965/mo
You save $78/month ($935/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Community, Brokered by Real
Agent/Broker
David LewisCommunity, Brokered by Real(303) 668-4343basecamp@realcommunity.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Community, Brokered by Real are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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