David Lewis

David Lewis

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$485,000

($71,327 down)
FHA

121 Kenbrook Circle, San Jose, CA 95111

1
1
724 sqft
PITI Monthly
$2,881.47 /mo

Listing courtesy of: Erika Carrasco, Intero Real Estate Services

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,890 /mo
$3,044 /mo

What's Special

DINING
CHARMING
COZY

Welcome to this charming 1-bedroom, 1-bathroom home in the vibrant city of San Jose. Spanning 724 sq ft, this cozy abode features a well-appointed kitchen, ideal for your culinary needs. The dining area offers a comfortable space for meals, while the living room provides a relaxing environment .The home is equipped with both mini split ac for cooling options including a ceiling fan ensuring year-round comfort. This property boasts a community facility pool for your enjoyment and a designated garage space for convenience. The flooring throughout the home is designed for easy maintenance and aesthetic appeal. Additional amenities include a laundry area, providing practical everyday living. Located within the Franklin-McKinley Elementary School District, this residence is perfect for those seeking a comfortable and convenient lifestyle in San Jose. Dont miss out on this fantastic opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,881.47/mo
Estimated Loan Balance
$415,407
Cash to close
$71,327
Interest Paid
$48,056

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Kenwood Cross Point
  • HOA Amenities: Unknown
  • HOA Fee: $430
  • HOA Frequency: $Monthly
Location
  • Region: San Jose

Financial Details

  • Price per Sqft: $669.89
  • Tax Annual Amount: $6062.5
  • On Market Date: 2025-04-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $71,327 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $71,327!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$413,673
Your Cash$71,327
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,890/mo
Traditional @ 7.15%
$3,157/mo
You save $1,267/month ($15,204/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML82002842

Listing From:

Last updated: 2025-04-18T18:42:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,890 /mo
$3,044 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,327 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $71,327!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$413,673
Your Cash$71,327
Total Purchase Price:$485,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,890/mo
Traditional @ 7.15%
$3,157/mo
You save $1,267/month ($15,204/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Community, Brokered by Real
Agent/Broker
David LewisCommunity, Brokered by Real(303) 668-4343basecamp@realcommunity.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Community, Brokered by Real are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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Community, Brokered by Real © is committed to and abides by the Fair Housing Act of Equal Opportunity.